Products

Cornerstone is a company that works to offer top-of-the-line products in all areas. For this reason we’ve linked up with some of the top corporations in America and are able to offer the lowest rates and best quality products to our clients.

Medicare Supplement Insurance

Medicare was never designed to cover every facet of a retiree’s health care. The reality is that there are many expenses that Medicare doesn’t cover – gaps that you have to pay for yourself.

Fortunately, there’s a way to offset these out-of-pocket costs.

Many seniors have made Medicare Supplement insurance a key part of their financial plan. Sold by private insurance companies, Medicare Supplement insurance helps fill the gaps in Medicare plan coverage.

Life Insurance

Life Insurance can help offset costs related to your final expenses.

If you’ve ever had to make arrangements for a deceased loved one, you know how stressful a time it can be. A whirlwind of activities is set in motion including funeral arrangements, probate issues, administrative issues, and most of those activities are expensive.

The question you may want to ask yourself is: Who will be expected to pay those costs when you die? The fact is, final expenses don’t have to create an unexpected burden on your family or loved ones.

By purchasing life insurance, you have a simple solution to providing for your final expenses. Just as important, you gain precious peace of mind in knowing that you have taken care of these expenses.

Long Term Care

It’s a fact People are living longer. You can expect to spend 20 to 30 years in retirement.

Of course, today that’s good news. You’re healthy and you feel good. But what about tomorrow?

An unexpected illness or accident can leave you or your spouse physically or mentally incapable of independently performing daily activities like eating, bathing and getting dressed.

Prescription

Securities

Private Fees 

One low monthly premium – $0 premium in many areas

Your choice of physicians, specialists and hospitals – no deemed network

Added benefits without the higher premium

Choice of prescription drug and medical coverage all in one plan

Annual out-of-pocket limit on healthcare expenses

All the benefits of Original Medicare

Annuities

With an Annuity, you can receive a steady income for life.

At this stage in your life, you probably want to avoid uncertainty. That’s why annuities have become so popular for retirement-minded people. They represent a safe and secure way to guarantee income for as long as you live. Many people are buying annuities because they like the peace of mind of a retirement safety net.

An annuity is an insurance contract that can provide a steady stream of retirement income. You make a premium payment or payments into the annuity and, in return, you can receive income for life.

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